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24.4 km from CBD
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True annual cost of living in Black Mountain, QLD 4563

Living in a house in Black Mountain costs about $12,564 a year: council rates, water and sewerage, commute and home insurance combined. Black Mountain sits 24.4 kilometres from Brisbane CBD. Unit costs come in at $11,674, as lower council rates more than offset the $1,600 body corporate levy. At 24.4km from the CBD, transport mode shifts the annual total by $5,538. The gap widens as commute costs rise.

Last updated July 2026 · Noosa Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 17% more to run than the Noosa Council average, cheaper than only 17% of suburbs in the region.
The commute is the biggest expense at $5,730, roughly 46% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,564
Driving · per year
$1,047/month
Lower cost
Unit annual cost
$11,674
Incl. body corporate
$973/month
House vs unit difference
−$890
Unit is cheaper per year
Annual cost breakdown
Council rates
Noosa Council 2026-27 · minimum rate
$1,540
Water & sewerage
Unitywater (Sunshine Coast/Noosa) 2026-27
$2,094
Driving commute
ATO 88c/km · 24.4km from CBD · 192 days
$5,730
Home insurance
Estimated · flood Low · fire High
$3,200
Total annual running cost
$12,564
($1,047/month)
↑ 17% above Noosa Council average
SuburbCost affordability score ●●○○○ 3.1/10 Poor
Cheaper to run than 17% of Noosa Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Black Mountain's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Black Mountain with another suburb
Is it cheaper to drive or take public transport from Black Mountain to the CBD?
Public transport saves Black Mountain residents $5,538 per year. Annual commute cost by car is $5,730 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Black Mountain?
Black Mountain falls under Noosa Council. The minimum residential general rate for 2026-27 is $1,540 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,540 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Black Mountain?
Running a unit in Black Mountain costs approximately $11,674 per year by car or $6,136 by public transport. This includes council rates of $1,540, water and sewerage $2,094, estimated body corporate levy of $1,600, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Noosa Council 2026-27. Water: Unitywater (Sunshine Coast/Noosa) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.