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106.0 km from CBD
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True annual cost of living in Broughton Village, NSW 2534

Living in a house in Broughton Village costs about $23,107 a year: council rates, water and sewerage, commute and home insurance combined. Broughton Village sits 106.0 kilometres from Sydney CBD. Unit costs reach $23,367, with the $1,800 body corporate levy accounting for the entire difference between the two. At 106.0km, the commute dominates running costs. Drivers pay $15,200 more per year than public transport users.

Last updated July 2026 · Kiama Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 26% more to run than the Kiama average, cheaper than only 61% of suburbs in the region.
The commute is the biggest expense at $17,600, roughly 76% of the annual total.
Switching from driving to public transport saves $15,200 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$23,107
Driving · per year
$1,926/month
Unit annual cost
$23,367
Incl. body corporate
$1,947/month
House vs unit difference
+$260
Unit costs more per year
Annual cost breakdown
Council rates
Kiama rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,959
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 106.0km from CBD · 192 days
$17,600
Home insurance
Estimated · flood Low · fire Medium
$2,000
Total annual running cost
$23,107
($1,926/month)
↑ 26% above Kiama average
SuburbCost affordability score ●●●○○ 6.4/10 Average
Cheaper to run than 61% of Kiama suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Broughton Village's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Broughton Village with another suburb
Is it cheaper to drive or take public transport from Broughton Village to the CBD?
Public transport saves Broughton Village residents $15,200 per year. Annual commute cost by car is $17,600 versus $2,400 by public transport using the Opal network.
What are the council rates in Broughton Village?
Broughton Village falls under Kiama Council. The average residential rate for 2026-27 is $1,959 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,959 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Broughton Village?
Running a unit in Broughton Village costs approximately $23,367 per year by car or $8,167 by public transport. This includes council rates of $1,959, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Kiama rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.