True annual cost of living in Cabbage Tree Island, NSW 2477
Living in a house in Cabbage Tree Island costs about $23,384 a year: council rates, water and sewerage, commute and home insurance combined. Cabbage Tree Island sits 583.9 kilometres from Sydney CBD. Unit costs come in at $22,494, as lower council rates more than offset the $1,500 body corporate levy. At 583.9km, the commute dominates running costs. Drivers pay $15,200 more per year than public transport users.
Estimated from AER residential benchmarks for Cabbage Tree Island's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Is it cheaper to drive or take public transport from Cabbage Tree Island to the CBD?
Public transport saves Cabbage Tree Island residents $15,200 per year. Annual commute cost by car is $17,600 versus $2,400 by public transport using the Opal network.
What are the council rates in Cabbage Tree Island?
Cabbage Tree Island falls under Ballina Shire Council. The average residential rate for 2026-27 is $1,384 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,384 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cabbage Tree Island?
Running a unit in Cabbage Tree Island costs approximately $22,494 per year by car or $7,294 by public transport. This includes council rates of $1,384, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Ballina Shire Council rates (IPART approved SRV, 6% in 2026-27). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.