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Map of Cadia
19.8 km from Orange CBD
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True annual cost of living in Cadia, NSW 2800

Living in a house in Cadia costs about $9,481 a year: council rates, water and sewerage, commute and home insurance combined. Cadia sits 19.8 kilometres from Orange CBD. Unit costs come in at $9,331, as lower council rates more than offset the $1,500 body corporate levy. The commute is costed by car to Orange, at $5,206 a year, because no daily public transport commute is assumed here.

Last updated July 2026 · Cabonne Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 83% of Cabonne suburbs, about 23% below the regional average.
The commute is the biggest expense at $5,206, roughly 55% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,481
Driving · per year
$790/month
About $182 a week to run a house here, including estimates
Lower cost
Unit annual cost
$9,331
Incl. body corporate
$778/month
About $179 a week to run a unit here, including estimates
House vs unit difference
−$150
Unit is cheaper per year

Annual cost breakdown

Council rates
Official, 2026-27 Cabonne rates
$775
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 19.8km from Orange CBD · 192 days
$5,206
Home insurance
Estimated flood Low · fire High
$2,200
Total annual running cost
$9,481
($790/month, $182/week)

Excludes electricity, estimated separately below.

↓ 23% below Cabonne average
SuburbCost affordability score ●●●○○ 5.9/10 Average
Cheaper to run than 83% of Cabonne suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Cadia's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Cadia

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Cadia

Is it cheaper to drive or take public transport from Cadia to Orange CBD?

Public transport options are limited in Cadia; driving is the practical commute at $5,206 per year.

What are the council rates in Cadia?

Cadia falls under Cabonne Council. The average residential rate for 2026-27 is $775 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $775 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Cadia?

Running a unit in Cadia costs approximately $9,331 per year by car or $9,331 by public transport. This includes council rates of $775, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Cadia close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Cadia. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Cadia?

Within a 2 km walk of the centre of Cadia there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Cabonne rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.