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19.8 km from Orange CBD
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True annual cost of living in Cadia, NSW 2800

Living in a house in Cadia costs about $9,681 a year: council rates, water and sewerage, commute and home insurance combined. Cadia sits 19.8 kilometres from Orange CBD. Unit costs come in at $9,331, as lower council rates more than offset the $1,500 body corporate levy. At 19.8km from Orange CBD, transport mode shifts the annual total by $2,806. The gap widens as commute costs rise.

Last updated July 2026 · Cabonne Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 63% of Cabonne suburbs, about 23% below the regional average.
The commute is the biggest expense at $5,206, roughly 54% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,681
Driving · per year
$807/month
Lower cost
Unit annual cost
$9,331
Incl. body corporate
$778/month
House vs unit difference
−$350
Unit is cheaper per year

Annual cost breakdown

Council rates
Cabonne rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$775
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 19.8km from Orange CBD · 192 days
$5,206
Home insurance
Estimated · flood Low · fire High
$2,400
Total annual running cost
$9,681
($807/month)
↓ 23% below Cabonne average
SuburbCost affordability score ●●○○○ 4.9/10 Poor
Cheaper to run than 63% of Cabonne suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Cadia's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Cadia

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Cadia

Is it cheaper to drive or take public transport from Cadia to Orange CBD?

Public transport saves Cadia residents $2,806 per year. Annual commute cost by car is $5,206 versus $2,400 by public transport using the Opal network.

What are the council rates in Cadia?

Cadia falls under Cabonne Council. The average residential rate for 2026-27 is $775 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $775 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Cadia?

Running a unit in Cadia costs approximately $9,331 per year by car or $6,525 by public transport. This includes council rates of $775, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Cadia close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Cadia. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Cadia?

Within a 2 km walk of the centre of Cadia there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Cabonne rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.