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16.7 km from CBD
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True annual cost of living in Caffey, QLD 4343

Living in a house in Caffey costs about $10,660 a year: council rates, water and sewerage, commute and home insurance combined. Caffey sits 16.7 kilometres from Brisbane CBD. Unit costs come in at $9,910, as lower council rates more than offset the $1,500 body corporate levy. At 16.7km from the CBD, transport mode shifts the annual total by $4,273. The gap widens as commute costs rise.

Last updated July 2026 · Lockyer Valley Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Lockyer Valley Regional Council average, cheaper than 47% of suburbs in the region.
The commute is the biggest expense at $4,465, roughly 42% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$10,660
Driving · per year
$888/month
Lower cost
Unit annual cost
$9,910
Incl. body corporate
$826/month
House vs unit difference
−$750
Unit is cheaper per year
Annual cost breakdown
Council rates
Lockyer Valley Regional Council 2026-27 · minimum rate
$1,395
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 88c/km · 16.7km from CBD · 192 days
$4,465
Home insurance
Estimated · flood Low · fire High
$2,900
Total annual running cost
$10,660
($888/month)
Near Lockyer Valley Regional Council average
SuburbCost affordability score ●●○○○ 4.0/10 Poor
Cheaper to run than 47% of Lockyer Valley Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Caffey's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Caffey with another suburb
Is it cheaper to drive or take public transport from Caffey to the CBD?
Public transport saves Caffey residents $4,273 per year. Annual commute cost by car is $4,465 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Caffey?
Caffey falls under Lockyer Valley Regional Council. The minimum residential general rate for 2026-27 is $1,395 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,395 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Caffey?
Running a unit in Caffey costs approximately $9,910 per year by car or $5,637 by public transport. This includes council rates of $1,395, water and sewerage $1,900, estimated body corporate levy of $1,500, and contents insurance of $650. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Lockyer Valley Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.