True annual cost of living in Capel Sound, VIC 3940
Living in a house in Capel Sound costs about $10,174 a year: council rates, water and sewerage, commute and home insurance combined. Capel Sound sits 62.4 kilometres from Melbourne CBD. Unit costs reach $10,544, with the $2,100 owners corporation levy accounting for the entire difference between the two. At 62.4km, the commute dominates running costs. Drivers pay $2,576 more per year than public transport users.
About $196 a week to run a house here, including estimates
Unit annual cost
$10,544
Incl. owners corporation
$879/month
About $203 a week to run a unit here, including estimates
House vs unit difference
+$370
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Mornington Peninsula rates
$1,761
Water & sewerage
Official, 2026-27 South East Water
$1,514
Driving commute
Modelled, 2026-27 ATO 91c/km · 62.4km from CBD · 192 days
$4,799
Home insurance
Estimated flood Medium · fire Low
$2,100
Owners corporation
Estimated
$2,100
Total annual running cost
$10,174
($848/month, $196/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
Near Mornington Peninsula Shire Council average
SuburbCost affordability score ●●●○○5.1/10 Average
Cheaper to run than 47% of Mornington Peninsula Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$1,759/yr
4,840 kWh
Unit
$1,428/yr
3,630 kWh
Estimated from AER residential benchmarks for Capel Sound's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Capel Sound
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Rosebud Hospital, 1,185 m away, about a 15 minute walk.
Supermarkets
3
Cafes
8
Parks
20
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Capel Sound to the CBD?
Public transport saves Capel Sound residents $2,576 per year. Annual commute cost by car is $4,799 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in Capel Sound?
Capel Sound falls under Mornington Peninsula Shire Council. The average residential rate for 2026-27 is $1,761 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Capel Sound?
Running a unit in Capel Sound costs approximately $10,544 per year by car or $7,968 by public transport. This includes council rates of $1,761, water and sewerage $1,514, estimated owners corporation levy of $2,100, and contents insurance of $370. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Capel Sound close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Capel Sound. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What is the closest hospital to Capel Sound?
The closest hospital to the centre of Capel Sound is Rosebud Hospital, about 1,185 m away, about a 15 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Capel Sound?
Within a 2 km walk of the centre of Capel Sound there are 3 supermarkets, 8 cafes and 20 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Mornington Peninsula rates (2026-27 budget). Water: South East Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.