True annual cost of living in Captains Mountain, QLD 4357
Captains Mountain sits 92.2 kilometres from Brisbane CBD. Annual running costs for a house total $13,597, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $13,017, as lower council rates more than offset the $1,300 body corporate levy. At 92.2km, the commute dominates running costs. Drivers pay $7,597 more per year than public transport users.
Annual cost — house
$13,597
Driving · per year
$1,133/month
Lower cost
Annual cost — unit
$13,017
Incl. body corporate
$1,085/month
House vs unit difference
−$580
Unit is cheaper per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 92.2km from CBD · 192 days
$7,789
Home insurance
Estimated — flood Low, fire Low
$2,400
Body corporate
Estimated
$1,300
Total annual running cost
$13,597
($1,133/month)
↑ 48% above Toowoomba Regional Council average
SuburbCost affordability score ●●○○○4.0/10
Compare Captains Mountain with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Captains Mountain to the CBD?
Public transport saves Captains Mountain residents $7,597 per year. Annual commute cost by car is $7,789 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Captains Mountain?
Captains Mountain falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Captains Mountain?
Running a unit in Captains Mountain costs approximately $13,017 per year by car or $5,420 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $1,300, and contents insurance of $520. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.