True annual cost of living in Carters Ridge, QLD 4563
Living in a house in Carters Ridge costs about $12,484 a year: council rates, water and sewerage, commute and home insurance combined. Carters Ridge sits 32.6 kilometres from Gympie CBD. Unit costs reach $12,664, with the $1,700 body corporate levy accounting for the entire difference between the two. At 32.6km, the commute dominates running costs. Drivers pay $6,558 more per year than public transport users.
Modelled, 2026-27 ATO 91c/km · 32.6km from Gympie CBD · 192 days
$6,750
Home insurance
Estimated flood Low · fire Medium
$2,100
Body corporate
Estimated
$1,700
Total annual running cost
$12,484
($1,040/month, $240/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).
↑ 29% above Noosa Council average
SuburbCost affordability score ●●○○○4.0/10 Poor
Cheaper to run than 22% of Noosa Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Carters Ridge's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Carters Ridge
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Carters Ridge with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Carters Ridge
Is it cheaper to drive or take public transport from Carters Ridge to Gympie CBD?
Public transport saves Carters Ridge residents $6,558 per year. Annual commute cost by car is $6,750 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Carters Ridge?
Carters Ridge falls under Gympie Regional Council. We do not yet hold that council's published rates, so the figure on this page is Noosa Council's minimum residential general rate, used as a stand-in. Treat it as an indication of the order of magnitude rather than what Carters Ridge ratepayers are charged, and check Gympie Regional Council's own schedule before relying on it.
What does it cost to run a unit in Carters Ridge?
Running a unit in Carters Ridge costs approximately $12,664 per year by car or $6,106 by public transport. This includes council rates of $1,540, water and sewerage $2,094, estimated body corporate levy of $1,700, and contents insurance of $580. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Carters Ridge close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Carters Ridge. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Carters Ridge?
Within a 2 km walk of the centre of Carters Ridge there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Noosa Council 2026-27. Water: Unitywater (Sunshine Coast/Noosa) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.