Annual cost of living in Cement Mills, QLD 4352

Living in a house in Cement Mills costs about $9,859 a year: council rates, water and sewerage, commute and home insurance combined. Cement Mills sits 97.7 kilometres from Brisbane CBD. Unit costs come in at $9,629, as lower council rates more than offset the $1,400 body corporate levy. At 97.7km, the commute dominates running costs. Drivers pay $3,935 more per year than public transport users.

Last updated July 2026 · Toowoomba Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 70% of Toowoomba Regional Council suburbs, about 22% below the regional average.

The commute is the biggest expense at $4,127, roughly 42% of the annual total.

Switching from driving to public transport saves $3,935 a year, a significant saving at this distance.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

House annual cost

$9,859

Driving · per year

$822/month

Lower cost

Unit annual cost

$9,629

Incl. body corporate

$802/month

House vs unit difference

−$230

Unit is cheaper per year

Annual cost breakdown

Council rates

Toowoomba Regional Council 2026-27 · minimum rate

$1,444

Water & sewerage

Toowoomba Regional Council Water & Sewerage 2026-27

$2,188

Driving commute

ATO 88c/km · 97.7km from CBD · 192 days

$4,127

Home insurance

Estimated · flood Low · fire Low

$2,100

Total annual running cost

$9,859

($822/month)

↓ 22% below Toowoomba Regional Council average

SuburbCost affordability score ●●●●○ 7.5/10 Good

Cheaper to run than 70% of Toowoomba Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost typical 2-person household

House

$2,115/yr

5,591 kWh

Unit

$1,696/yr

4,193 kWh

Estimated from AER residential benchmarks for Cement Mills's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.

Compare Cement Mills with another suburb

Nearby: No nearby suburbs with data found

Is it cheaper to drive or take public transport from Cement Mills to the CBD?

Public transport saves Cement Mills residents $3,935 per year. Annual commute cost by car is $4,127 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Cement Mills?

Cement Mills falls under Toowoomba Regional Council. The minimum residential general rate for 2026-27 is $1,444 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,444 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Cement Mills?

Running a unit in Cement Mills costs approximately $9,629 per year by car or $5,694 by public transport. This includes council rates of $1,444, water and sewerage $2,188, estimated body corporate levy of $1,400, and contents insurance of $470. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Toowoomba Regional Council 2026-27. Water: Toowoomba Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.

True annual cost of living in Cement Mills, QLD 4352

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