Compare suburbs Rankings About Blog
Map of Charlton
10.9 km from CBD
Home  ·  Suburbs  ·  Charlton

True annual cost of living in Charlton, QLD 4350

Charlton sits 10.9 kilometres from Brisbane CBD. Annual running costs for a house total $6,129, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $7,609, with the $2,800 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $729 per year at this distance.

Lower cost
Annual cost — house
$6,129
Driving · per year
$511/month
Annual cost — unit
$7,609
Incl. body corporate
$634/month
House vs unit difference
+$1,480
Unit costs more per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 10.9km from CBD · 192 days
$921
Home insurance
Estimated — flood Low, fire Low
$1,800
Total annual running cost
$6,129
($511/month)
↓ 33% below Toowoomba Regional Council average
SuburbCost affordability score ●●●●○ 8.4/10
Compare Charlton with another suburb
Is it cheaper to drive or take public transport from Charlton to the CBD?
Public transport saves Charlton residents $729 per year. Annual commute cost by car is $921 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Charlton?
Charlton falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Charlton?
Running a unit in Charlton costs approximately $7,609 per year by car or $6,880 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $2,800, and contents insurance of $480. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.