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Map of Clergate
11.6 km from Orange CBD
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True annual cost of living in Clergate, NSW 2800

Living in a house in Clergate costs about $7,541 a year: council rates, water and sewerage, commute and home insurance combined. Clergate sits 11.6 kilometres from Orange CBD. Unit costs come in at $7,501, as lower council rates more than offset the $1,500 body corporate levy. Switching from driving to public transport saves $1,066 per year at this distance.

Last updated July 2026 · Cabonne Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 90% of Cabonne suburbs, about 40% below the regional average.
The commute is the biggest expense at $3,466, roughly 46% of the annual total.
Switching from driving to public transport saves $1,066 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$7,541
Driving · per year
$628/month
Lower cost
Unit annual cost
$7,501
Incl. body corporate
$625/month
House vs unit difference
−$40
Unit is cheaper per year

Annual cost breakdown

Council rates
Cabonne rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$775
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 11.6km from Orange CBD · 192 days
$3,466
Home insurance
Estimated · flood Low · fire Medium
$2,000
Total annual running cost
$7,541
($628/month)
↓ 40% below Cabonne average
SuburbCost affordability score ●●●●○ 7.3/10 Good
Cheaper to run than 90% of Cabonne suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Clergate's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Clergate

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Clergate

Is it cheaper to drive or take public transport from Clergate to Orange CBD?

Public transport saves Clergate residents $1,066 per year. Annual commute cost by car is $3,466 versus $2,400 by public transport using the Opal network.

What are the council rates in Clergate?

Clergate falls under Cabonne Council. The average residential rate for 2026-27 is $775 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $775 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Clergate?

Running a unit in Clergate costs approximately $7,501 per year by car or $6,435 by public transport. This includes council rates of $775, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Clergate close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Clergate. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Clergate?

Within a 2 km walk of the centre of Clergate there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Cabonne rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.