True annual cost of living in Coal Creek, QLD 4312
Living in a house in Coal Creek costs about $8,329 a year: council rates, water and sewerage, commute and home insurance combined. Coal Creek sits 6.7 kilometres from Esk CBD. Unit costs come in at $7,409, as lower council rates more than offset the $1,400 body corporate levy. Switching from driving to public transport saves $1,953 per year at this distance.
Cheaper to run than 96% of Somerset Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Coal Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Coal Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Coal Creek to Esk CBD?
Public transport saves Coal Creek residents $1,953 per year. Annual commute cost by car is $2,145 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Coal Creek?
Coal Creek falls under Somerset Regional Council. The minimum residential general rate for 2026-27 is $1,284 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,284 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Coal Creek?
Running a unit in Coal Creek costs approximately $7,409 per year by car or $5,456 by public transport. This includes council rates of $1,284, water and sewerage $1,900, estimated body corporate levy of $1,400, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Coal Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Coal Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Coal Creek?
Within a 2 km walk of the centre of Coal Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Somerset Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.