True annual cost of living in Crescent Head, NSW 2440
Living in a house in Crescent Head costs about $12,272 a year: council rates, water and sewerage, commute and home insurance combined. Crescent Head sits 24.8 kilometres from Port Macquarie CBD. Unit costs come in at $11,082, as lower council rates more than offset the $1,500 body corporate levy. At 24.8km from Port Macquarie CBD, transport mode shifts the annual total by $3,580. The gap widens as commute costs rise.
ATO 91c/km · 24.8km from Port Macquarie CBD · 192 days
$5,980
Home insurance
Estimated · flood High · fire High
$3,500
Body corporate
Estimated
$1,500
Total annual running cost
$12,272
($1,023/month)
↓ 32% below Kempsey average
SuburbCost affordability score ●●●○○6.5/10 Good
Cheaper to run than 89% of Kempsey suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for Crescent Head's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Crescent Head
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Crescent Head with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Crescent Head
Is it cheaper to drive or take public transport from Crescent Head to Port Macquarie CBD?
Public transport saves Crescent Head residents $3,580 per year. Annual commute cost by car is $5,980 versus $2,400 by public transport using the Opal network.
What are the council rates in Crescent Head?
Crescent Head falls under Kempsey Council. The average residential rate for 2026-27 is $1,492 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,492 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Crescent Head?
Running a unit in Crescent Head costs approximately $11,082 per year by car or $7,502 by public transport. This includes council rates of $1,492, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $810. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Crescent Head close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Crescent Head. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Crescent Head?
Within a 2 km walk of the centre of Crescent Head there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Kempsey rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.