True annual cost of living in Crystal Creek, QLD 4816
Living in a house in Crystal Creek costs about $12,320 a year: council rates, water and sewerage, commute and home insurance combined. Crystal Creek sits 63.0 kilometres from Townsville CBD. Unit costs come in at $10,380, as lower council rates more than offset the $1,600 body corporate levy. At 63.0km, the commute dominates running costs. Drivers pay $4,486 more per year than public transport users.
ATO 91c/km · 63.0km from Townsville CBD · 192 days
$4,678
Home insurance
Estimated · flood Low · fire Low
$4,200
Body corporate
Estimated
$1,600
Total annual running cost
$12,320
($1,027/month)
↓ 6% below Townsville City Council average
SuburbCost affordability score ●●●○○6.7/10 Good
Cheaper to run than 48% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Crystal Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Crystal Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Crystal Creek with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Crystal Creek
Is it cheaper to drive or take public transport from Crystal Creek to Townsville CBD?
Public transport saves Crystal Creek residents $4,486 per year. Annual commute cost by car is $4,678 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Crystal Creek?
Crystal Creek falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Crystal Creek?
Running a unit in Crystal Creek costs approximately $10,380 per year by car or $5,894 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $1,600, and contents insurance of $660. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Crystal Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Crystal Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Crystal Creek?
Within a 2 km walk of the centre of Crystal Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.