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11.3 km from CBD
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True annual cost of living in Derrymore, QLD 4352

Derrymore sits 11.3 kilometres from Brisbane CBD. Annual running costs for a house total $7,263, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $7,083, as lower council rates more than offset the $2,000 body corporate levy. Switching from driving to public transport saves $763 per year at this distance.

Annual cost — house
$7,263
Driving · per year
$605/month
Lower cost
Annual cost — unit
$7,083
Incl. body corporate
$590/month
House vs unit difference
−$180
Unit is cheaper per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 11.3km from CBD · 192 days
$955
Home insurance
Estimated — flood Low, fire High
$2,900
Total annual running cost
$7,263
($605/month)
↓ 21% below Toowoomba Regional Council average
SuburbCost affordability score ●●●○○ 6.2/10
Compare Derrymore with another suburb
Is it cheaper to drive or take public transport from Derrymore to the CBD?
Public transport saves Derrymore residents $763 per year. Annual commute cost by car is $955 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Derrymore?
Derrymore falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Derrymore?
Running a unit in Derrymore costs approximately $7,083 per year by car or $6,320 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $2,000, and contents insurance of $720. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.