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Map of Dubbo
6.8 km from Dubbo CBD
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True annual cost of living in Dubbo, NSW 2830

Living in a house in Dubbo costs about $6,594 a year: council rates, water and sewerage, commute and home insurance combined. Dubbo sits 6.8 kilometres from Dubbo CBD. Unit costs reach $6,804, with the $1,500 body corporate levy accounting for the entire difference between the two. The commute is costed by car to Dubbo, at $2,174 a year, because no daily public transport commute is assumed here.

Last updated July 2026 · Dubbo Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 97% of Dubbo Regional suburbs, about 57% below the regional average.
The commute is the biggest expense at $2,174, roughly 33% of the annual total.
The nearest state school scores 1.0/10 (ACARA ICSEA), below average for New South Wales.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$6,594
Driving · per year
$550/month
About $127 a week to run a house here, including estimates
Unit annual cost
$6,804
Incl. body corporate
$567/month
About $131 a week to run a unit here, including estimates
House vs unit difference
+$210
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Dubbo Regional rates
$1,270
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 6.8km from Dubbo CBD · 192 days
$2,174
Home insurance
Estimated flood Medium · fire Medium
$1,850
Total annual running cost
$6,594
($550/month, $127/week)

Excludes electricity, estimated separately below.

↓ 57% below Dubbo Regional average
SuburbCost affordability score ●●●○○ 6.8/10 Good
Cheaper to run than 97% of Dubbo Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Dubbo's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Dubbo

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Dubbo

Is it cheaper to drive or take public transport from Dubbo to Dubbo CBD?

Public transport options are limited in Dubbo; driving is the practical commute at $2,174 per year.

What are the council rates in Dubbo?

Dubbo falls under Dubbo Regional Council. The average residential rate for 2026-27 is $1,270 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,270 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Dubbo?

Running a unit in Dubbo costs approximately $6,804 per year by car or $6,804 by public transport. This includes council rates of $1,270, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $560. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Dubbo close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Dubbo. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Dubbo?

Within a 2 km walk of the centre of Dubbo there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Dubbo Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.