Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Data studies For agents and brokers
Map of Epsom
54.0 km from Mackay CBD
Home  ·  Suburbs  ·  Epsom

True annual cost of living in Epsom, QLD 4741

Living in a house in Epsom costs about $12,796 a year: council rates, water and sewerage, commute and home insurance combined. Epsom sits 54.0 kilometres from Mackay CBD. Unit costs come in at $11,958, as lower council rates more than offset the $1,600 body corporate levy. At 54.0km, the commute dominates running costs. Drivers pay $5,940 more per year than public transport users.

Last updated July 2026 · Isaac Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 7% more to run than the Mackay Regional Council average, cheaper than only 16% of suburbs in the region.
The commute is the biggest expense at $6,132, roughly 48% of the annual total.
Switching from driving to public transport saves $5,940 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,796
Driving · per year
$1,066/month
About $246 a week to run a house here, including estimates
Lower cost
Unit annual cost
$11,958
Incl. body corporate
$997/month
About $230 a week to run a unit here, including estimates
House vs unit difference
−$838
Unit is cheaper per year

Annual cost breakdown

Council rates
Estimated Mackay Regional Council rate, standing in for Isaac Regional Council
$1,466
Water & sewerage
Official, 2026-27 Mackay Regional Council Water & Sewerage
$2,048
Driving commute
Modelled, 2026-27 ATO 91c/km · 54.0km from Mackay CBD · 192 days
$6,132
Home insurance
Estimated flood Low · fire Low
$3,150
Total annual running cost
$12,796
($1,066/month, $246/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).

↑ 7% above Mackay Regional Council average
SuburbCost affordability score ●●○○○ 4.5/10 Poor
Cheaper to run than 16% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,140/yr
5,126 kWh
Unit
$1,770/yr
3,845 kWh
Estimated from AER residential benchmarks for Epsom's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Epsom

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Epsom with another suburb

Frequently asked questions about Epsom

Is it cheaper to drive or take public transport from Epsom to Mackay CBD?

Public transport saves Epsom residents $5,940 per year. Annual commute cost by car is $6,132 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Epsom?

Epsom falls under Isaac Regional Council. We do not yet hold that council's published rates, so the figure on this page is Mackay Regional Council's minimum residential general rate, used as a stand-in. Treat it as an indication of the order of magnitude rather than what Epsom ratepayers are charged, and check Isaac Regional Council's own schedule before relying on it.

What does it cost to run a unit in Epsom?

Running a unit in Epsom costs approximately $11,958 per year by car or $6,018 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,600, and contents insurance of $650. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Epsom close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Epsom. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Epsom?

Within a 2 km walk of the centre of Epsom there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
Your suburb shortlist
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.