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Map of Fairy Meadow
65.2 km from CBD
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True annual cost of living in Fairy Meadow, NSW 2519

Living in a house in Fairy Meadow costs about $10,382 a year: council rates, water and sewerage, commute and home insurance combined. Fairy Meadow sits 65.2 kilometres from Sydney CBD. Unit costs come in at $10,022, as lower council rates more than offset the $1,800 body corporate levy. At 65.2km, the commute dominates running costs. Drivers pay $1,815 more per year than public transport users.

Last updated July 2026 · Wollongong Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Wollongong average, cheaper than 36% of suburbs in the region.
The commute is the biggest expense at $4,215, roughly 41% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$10,382
Driving · per year
$865/month
Lower cost
Unit annual cost
$10,022
Incl. body corporate
$835/month
House vs unit difference
−$360
Unit is cheaper per year

Annual cost breakdown

Council rates
Wollongong rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,819
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 65.2km from CBD · 192 days
$4,215
Home insurance
Estimated · flood High · fire Low
$2,800
Total annual running cost
$10,382
($865/month)
Near Wollongong average
SuburbCost affordability score ●●○○○ 3.9/10 Poor
Cheaper to run than 36% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Fairy Meadow's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Fairy Meadow

within a 2 km walk
Nearest stop
Fairy Meadow, 398 m away, about a 5 minute walk. It is a train stop.
Nearest hospital
Victoria Street Private Hospital, 3,153 m away, about a 39 minute walk.
Supermarkets
3
Cafes
7
Parks
36
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Fairy Meadow

Is it cheaper to drive or take public transport from Fairy Meadow to the CBD?

Public transport saves Fairy Meadow residents $1,815 per year. Annual commute cost by car is $4,215 versus $2,400 by public transport using the Opal network.

What are the council rates in Fairy Meadow?

Fairy Meadow falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Fairy Meadow?

Running a unit in Fairy Meadow costs approximately $10,022 per year by car or $8,207 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Fairy Meadow close to public transport?

The nearest scheduled service to the centre of Fairy Meadow is Fairy Meadow, a train stop about 398 m away, about a 5 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Fairy Meadow?

The closest hospital to the centre of Fairy Meadow is Victoria Street Private Hospital, about 3,153 m away, about a 39 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Fairy Meadow?

Within a 2 km walk of the centre of Fairy Meadow there are 3 supermarkets, 7 cafes and 36 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.