True annual cost of living in Finch Hatton, QLD 4756
Living in a house in Finch Hatton costs about $13,758 a year: council rates, water and sewerage, commute and home insurance combined. Finch Hatton sits 58.8 kilometres from Mackay CBD. Unit costs come in at $11,240, as lower council rates more than offset the $1,500 body corporate levy. At 58.8km, the commute dominates running costs. Drivers pay $5,252 more per year than public transport users.
SuburbCost affordability score ●●●○○5.9/10 Average
Cheaper to run than 40% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,140/yr
5,126 kWh
Unit
$1,770/yr
3,845 kWh
Estimated from AER residential benchmarks for Finch Hatton's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Finch Hatton
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Finch Hatton with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Finch Hatton
Is it cheaper to drive or take public transport from Finch Hatton to Mackay CBD?
Public transport saves Finch Hatton residents $5,252 per year. Annual commute cost by car is $5,444 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Finch Hatton?
Finch Hatton falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Finch Hatton?
Running a unit in Finch Hatton costs approximately $11,240 per year by car or $5,988 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,500, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Finch Hatton close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Finch Hatton. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Finch Hatton?
Within a 2 km walk of the centre of Finch Hatton there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.