True annual cost of living in Frazers Creek, NSW 2446
Living in a house in Frazers Creek costs about $11,076 a year: council rates, water and sewerage, commute and home insurance combined. Frazers Creek sits 25.0 kilometres from Port Macquarie CBD. Unit costs come in at $10,726, as lower council rates more than offset the $1,500 body corporate levy. At 25.0km from Port Macquarie CBD, transport mode shifts the annual total by $3,606. The gap widens as commute costs rise.
Port Macquarie-Hastings rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,370
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 25.0km from Port Macquarie CBD · 192 days
$6,006
Home insurance
Estimated · flood Low · fire High
$2,400
Body corporate
Estimated
$1,500
Total annual running cost
$11,076
($923/month)
↓ 15% below Port Macquarie-Hastings average
SuburbCost affordability score ●●●○○5.4/10 Average
Cheaper to run than 70% of Port Macquarie-Hastings suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,827/yr
5,238 kWh
Unit
$2,369/yr
3,929 kWh
Estimated from AER residential benchmarks for Frazers Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Frazers Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Frazers Creek to Port Macquarie CBD?
Public transport saves Frazers Creek residents $3,606 per year. Annual commute cost by car is $6,006 versus $2,400 by public transport using the Opal network.
What are the council rates in Frazers Creek?
Frazers Creek falls under Port Macquarie-Hastings Council. The average residential rate for 2026-27 is $1,370 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,370 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Frazers Creek?
Running a unit in Frazers Creek costs approximately $10,726 per year by car or $7,120 by public transport. This includes council rates of $1,370, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Frazers Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Frazers Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Frazers Creek?
Within a 2 km walk of the centre of Frazers Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Port Macquarie-Hastings rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.