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30.3 km from Tamworth CBD
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True annual cost of living in Gowrie, NSW 2340

Living in a house in Gowrie costs about $11,320 a year: council rates, water and sewerage, commute and home insurance combined. Gowrie sits 30.3 kilometres from Tamworth CBD. Unit costs come in at $11,280, as lower council rates more than offset the $1,500 body corporate levy. At 30.3km, the commute dominates running costs. Drivers pay $4,178 more per year than public transport users.

Last updated July 2026 · Tamworth Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 55% of Tamworth Regional suburbs, about 16% below the regional average.
The commute is the biggest expense at $6,578, roughly 58% of the annual total.
Switching from driving to public transport saves $4,178 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$11,320
Driving · per year
$943/month
Lower cost
Unit annual cost
$11,280
Incl. body corporate
$940/month
House vs unit difference
−$40
Unit is cheaper per year

Annual cost breakdown

Council rates
Tamworth Regional rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,442
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 30.3km from Tamworth CBD · 192 days
$6,578
Home insurance
Estimated · flood Low · fire Medium
$2,000
Total annual running cost
$11,320
($943/month)
↓ 16% below Tamworth Regional average
SuburbCost affordability score ●●●○○ 5.5/10 Average
Cheaper to run than 55% of Tamworth Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Gowrie's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Gowrie

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Gowrie

Is it cheaper to drive or take public transport from Gowrie to Tamworth CBD?

Public transport saves Gowrie residents $4,178 per year. Annual commute cost by car is $6,578 versus $2,400 by public transport using the Opal network.

What are the council rates in Gowrie?

Gowrie falls under Tamworth Regional Council. The average residential rate for 2026-27 is $1,442 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,442 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Gowrie?

Running a unit in Gowrie costs approximately $11,280 per year by car or $7,102 by public transport. This includes council rates of $1,442, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Gowrie close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Gowrie. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Gowrie?

Within a 2 km walk of the centre of Gowrie there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Tamworth Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.