True annual cost of living in Hamilton Valley, NSW 2641
Living in a house in Hamilton Valley costs about $6,569 a year: council rates, water and sewerage, commute and home insurance combined. Hamilton Valley sits 5.0 kilometres from Albury CBD. Unit costs come in at $6,529, as lower council rates more than offset the $1,500 body corporate levy. Switching from driving to public transport saves $762 per year at this distance.
SuburbCost affordability score ●●●○○6.3/10 Average
Cheaper to run than 71% of Albury suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Hamilton Valley's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Hamilton Valley
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Mercy Health Albury, 4,546 m away, about a 57 minute walk.
Supermarkets
0
Cafes
0
Parks
4
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Hamilton Valley to Albury CBD?
Driving saves Hamilton Valley residents $762 per year. Annual commute cost by car is $1,638 versus $2,400 by public transport using the Opal network.
What are the council rates in Hamilton Valley?
Hamilton Valley falls under Albury Council. The average residential rate for 2026-27 is $1,631 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,631 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Hamilton Valley?
Running a unit in Hamilton Valley costs approximately $6,529 per year by car or $7,291 by public transport. This includes council rates of $1,631, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Hamilton Valley close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Hamilton Valley. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What is the closest hospital to Hamilton Valley?
The closest hospital to the centre of Hamilton Valley is Mercy Health Albury, about 4,546 m away, about a 57 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Hamilton Valley?
Within a 2 km walk of the centre of Hamilton Valley there are 0 supermarkets, 0 cafes and 4 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Albury rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.