True annual cost of living in Hampton East, VIC 3188
Living in a house in Hampton East costs about $9,815 a year: council rates, water and sewerage, commute and home insurance combined. Hampton East sits 15.1 kilometres from Melbourne CBD. Unit costs reach $10,635, with the $2,300 owners corporation levy accounting for the entire difference between the two. At 15.1km from the CBD, transport mode shifts the annual total by $2,056. The gap widens as commute costs rise.
About $189 a week to run a house here, including estimates
Unit annual cost
$10,635
Incl. owners corporation
$886/month
About $205 a week to run a unit here, including estimates
House vs unit difference
+$820
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Bayside rates
$2,172
Water & sewerage
Official, 2026-27 South East Water
$1,514
Driving commute
Modelled, 2026-27 ATO 91c/km · 15.1km from CBD · 192 days
$4,279
Home insurance
Estimated flood Medium · fire Low
$1,850
Owners corporation
Estimated
$2,300
Total annual running cost
$9,815
($818/month, $189/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
Near Bayside City Council average
SuburbCost affordability score ●●●○○6.2/10 Average
Cheaper to run than 52% of Bayside City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$1,759/yr
4,840 kWh
Unit
$1,428/yr
3,630 kWh
Estimated from AER residential benchmarks for Hampton East's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Hampton East
within a 2 km walk
Nearest stop
Moorabbin, 730 m away, about a 9 minute walk. It is a train stop.
Nearest hospital
Holmesglen Private Hospital, 1,826 m away, about a 23 minute walk.
Supermarkets
5
Cafes
17
Parks
28
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Hampton East to the CBD?
Public transport saves Hampton East residents $2,056 per year. Annual commute cost by car is $4,279 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in Hampton East?
Hampton East falls under Bayside City Council. The average residential rate for 2026-27 is $2,172 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Hampton East?
Running a unit in Hampton East costs approximately $10,635 per year by car or $8,579 by public transport. This includes council rates of $2,172, water and sewerage $1,514, estimated owners corporation levy of $2,300, and contents insurance of $370. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Hampton East close to public transport?
The nearest scheduled service to the centre of Hampton East is Moorabbin, a train stop about 730 m away, about a 9 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Hampton East?
The closest hospital to the centre of Hampton East is Holmesglen Private Hospital, about 1,826 m away, about a 23 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Hampton East?
Within a 2 km walk of the centre of Hampton East there are 5 supermarkets, 17 cafes and 28 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Bayside rates (2026-27 budget). Water: South East Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.