Living in a house in Harefield costs about $9,301 a year: council rates, water and sewerage, commute and home insurance combined. Harefield sits 18.7 kilometres from Wagga Wagga CBD. Unit costs reach $9,491, with the $1,500 body corporate levy accounting for the entire difference between the two. At 18.7km from Wagga Wagga CBD, transport mode shifts the annual total by $2,607. The gap widens as commute costs rise.
ATO 91c/km · 18.7km from Wagga Wagga CBD · 192 days
$5,007
Home insurance
Estimated · flood Low · fire Low
$1,700
Body corporate
Estimated
$1,500
Total annual running cost
$9,301
($775/month)
Near Wagga Wagga average
SuburbCost affordability score ●●●○○5.8/10 Average
Cheaper to run than 41% of Wagga Wagga suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Harefield's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Harefield
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Harefield to Wagga Wagga CBD?
Public transport saves Harefield residents $2,607 per year. Annual commute cost by car is $5,007 versus $2,400 by public transport using the Opal network.
What are the council rates in Harefield?
Harefield falls under Wagga Wagga Council. The average residential rate for 2026-27 is $1,294 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,294 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Harefield?
Running a unit in Harefield costs approximately $9,491 per year by car or $6,884 by public transport. This includes council rates of $1,294, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Harefield close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Harefield. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Harefield?
Within a 2 km walk of the centre of Harefield there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.