Living in a house in Hilldale costs about $12,147 a year: council rates, water and sewerage, commute and home insurance combined. Hilldale sits 48.7 kilometres from Newcastle CBD. Unit costs come in at $12,097, as lower council rates more than offset the $1,800 body corporate levy. At 48.7km, the commute dominates running costs. Drivers pay $4,258 more per year than public transport users.
Cheaper to run than 93% of Dungog suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,827/yr
5,238 kWh
Unit
$2,369/yr
3,929 kWh
Estimated from AER residential benchmarks for Hilldale's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Hilldale
within a 2 km walk
Nearest stop
Hilldale, 1,308 m away, about a 16 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Hilldale with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Hilldale
Is it cheaper to drive or take public transport from Hilldale to Newcastle CBD?
Public transport saves Hilldale residents $4,258 per year. Annual commute cost by car is $6,658 versus $2,400 by public transport using the Opal network.
What are the council rates in Hilldale?
Hilldale falls under Dungog Council. The average residential rate for 2026-27 is $1,712 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,712 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Hilldale?
Running a unit in Hilldale costs approximately $12,097 per year by car or $7,839 by public transport. This includes council rates of $1,712, water and sewerage $1,377, estimated body corporate levy of $1,800, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Hilldale close to public transport?
The nearest scheduled service to the centre of Hilldale is Hilldale, a train stop about 1,308 m away, about a 16 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Hilldale?
Within a 2 km walk of the centre of Hilldale there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Dungog rates (OLG 2024-25 + IPART 2026-27 peg). Water: Hunter Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.