True annual cost of living in Hughesdale, VIC 3166
Living in a house in Hughesdale costs about $8,889 a year: council rates, water and sewerage, commute and home insurance combined. Hughesdale sits 14.0 kilometres from Melbourne CBD. Unit costs reach $9,709, with the $2,300 owners corporation levy accounting for the entire difference between the two. Switching from driving to public transport saves $1,814 per year at this distance.
About $171 a week to run a house here, including estimates
Unit annual cost
$9,709
Incl. owners corporation
$809/month
About $187 a week to run a unit here, including estimates
House vs unit difference
+$820
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Monash rates
$1,488
Water & sewerage
Official, 2026-27 South East Water
$1,514
Driving commute
Modelled, 2026-27 ATO 91c/km · 14.0km from CBD · 192 days
$4,037
Home insurance
Estimated flood Medium · fire Low
$1,850
Owners corporation
Estimated
$2,300
Total annual running cost
$8,889
($741/month, $171/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
↓ 8% below Monash City Council average
SuburbCost affordability score ●●●●○7.0/10 Good
Cheaper to run than 69% of Monash City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$1,759/yr
4,840 kWh
Unit
$1,428/yr
3,630 kWh
Estimated from AER residential benchmarks for Hughesdale's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Hughesdale
within a 2 km walk
Nearest stop
Hughesdale, 671 m away, about an 8 minute walk. It is a train stop.
Nearest hospital
Monash Medical Centre Moorabbin, 3,000 m away, about a 38 minute walk.
Supermarkets
8
Cafes
41
Parks
42
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Hughesdale to the CBD?
Public transport saves Hughesdale residents $1,814 per year. Annual commute cost by car is $4,037 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in Hughesdale?
Hughesdale falls under Monash City Council. The average residential rate for 2026-27 is $1,488 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Hughesdale?
Running a unit in Hughesdale costs approximately $9,709 per year by car or $7,895 by public transport. This includes council rates of $1,488, water and sewerage $1,514, estimated owners corporation levy of $2,300, and contents insurance of $370. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Hughesdale close to public transport?
The nearest scheduled service to the centre of Hughesdale is Hughesdale, a train stop about 671 m away, about an 8 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Hughesdale?
The closest hospital to the centre of Hughesdale is Monash Medical Centre Moorabbin, about 3,000 m away, about a 38 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Hughesdale?
Within a 2 km walk of the centre of Hughesdale there are 8 supermarkets, 41 cafes and 42 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Monash rates (2026-27 budget). Water: South East Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.