True annual cost of living in Irvinebank, QLD 4887
Irvinebank sits 92.4 kilometres from Brisbane CBD. Annual running costs for a house total $17,520, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $12,840, as lower council rates more than offset the $1,400 body corporate levy. At 92.4km, the commute dominates running costs. Drivers pay $7,614 more per year than public transport users.
Annual cost — house
$17,520
Driving · per year
$1,460/month
Lower cost
Annual cost — unit
$12,840
Incl. body corporate
$1,070/month
House vs unit difference
−$4,680
Unit is cheaper per year
Annual cost breakdown
Council rates
Cairns Regional Council 2025-26
$1,121
Water & sewerage
Cairns Regional Council Water & Sewerage 2025-26
$1,793
Commute — driving
ATO 88c/km · 92.4km from CBD · 192 days
$7,806
Home insurance
Estimated — flood Low, fire Low
$6,800
Body corporate
Estimated
$1,400
Total annual running cost
$17,520
($1,460/month)
↑ 25% above Cairns Regional Council average
SuburbCost affordability score ●●○○○4.1/10
Compare Irvinebank with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Irvinebank to the CBD?
Public transport saves Irvinebank residents $7,614 per year. Annual commute cost by car is $7,806 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Irvinebank?
Irvinebank falls under Cairns Regional Council. The residential general rate for 2025–26 is $1,121 per year for an owner-occupied house. Unit owners in strata schemes pay $1,121 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Irvinebank?
Running a unit in Irvinebank costs approximately $12,840 per year by car or $5,226 by public transport. This includes council rates of $1,121, water and sewerage $1,793, estimated body corporate levy of $1,400, and contents insurance of $720. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Cairns Regional Council 2025-26. Water: Cairns Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.