True annual cost of living in Irvingdale, QLD 4404
Irvingdale sits 65.7 kilometres from Brisbane CBD. Annual running costs for a house total $10,958, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $10,958, with the $1,500 body corporate levy accounting for the entire difference between the two. At 65.7km, the commute dominates running costs. Drivers pay $5,358 more per year than public transport users.
Lower cost
Annual cost — house
$10,958
Driving · per year
$913/month
Annual cost — unit
$10,958
Incl. body corporate
$913/month
House vs unit difference
+$0
Unit costs more per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 65.7km from CBD · 192 days
$5,550
Home insurance
Estimated — flood Low, fire Low
$2,000
Body corporate
Estimated
$1,500
Total annual running cost
$10,958
($913/month)
↑ 19% above Toowoomba Regional Council average
SuburbCost affordability score ●●○○○4.5/10
Compare Irvingdale with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Irvingdale to the CBD?
Public transport saves Irvingdale residents $5,358 per year. Annual commute cost by car is $5,550 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Irvingdale?
Irvingdale falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Irvingdale?
Running a unit in Irvingdale costs approximately $10,958 per year by car or $5,600 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $1,500, and contents insurance of $500. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.