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Map of Jacobs Well
21.4 km from Gold Coast CBD
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True annual cost of living in Jacobs Well, QLD 4208

Living in a house in Jacobs Well costs about $14,206 a year: council rates, water and sewerage, commute and home insurance combined. Jacobs Well sits 21.4 kilometres from Gold Coast CBD. Unit costs come in at $11,826, as lower council rates more than offset the $2,000 body corporate levy. At 21.4km from Gold Coast CBD, transport mode shifts the annual total by $5,286. The gap widens as commute costs rise.

Last updated July 2026 · City of Gold Coast rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 32% more to run than the City of Gold Coast average, cheaper than only 5% of suburbs in the region.
The commute is the biggest expense at $5,478, roughly 39% of the annual total.
Flood and bushfire risk are rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$14,206
Driving · per year
$1,184/month
Lower cost
Unit annual cost
$11,826
Incl. body corporate
$986/month
House vs unit difference
−$2,380
Unit is cheaper per year

Annual cost breakdown

Council rates
City of Gold Coast 2026-27 · minimum rate
$1,359
Water & sewerage
City of Gold Coast Water & Sewerage 2026-27
$2,169
Driving commute
ATO 91c/km · 21.4km from Gold Coast CBD · 192 days
$5,478
Home insurance
Estimated · flood High · fire High
$5,200
Total annual running cost
$14,206
($1,184/month)
↑ 32% above City of Gold Coast average
SuburbCost affordability score ●○○○○ 2.2/10 Poor
Cheaper to run than 5% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Jacobs Well's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Jacobs Well

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
1
Cafes
2
Parks
9
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Jacobs Well with another suburb

Frequently asked questions about Jacobs Well

Is it cheaper to drive or take public transport from Jacobs Well to Gold Coast CBD?

Public transport saves Jacobs Well residents $5,286 per year. Annual commute cost by car is $5,478 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Jacobs Well?

Jacobs Well falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Jacobs Well?

Running a unit in Jacobs Well costs approximately $11,826 per year by car or $6,540 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $2,000, and contents insurance of $820. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Jacobs Well close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Jacobs Well. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Jacobs Well?

Within a 2 km walk of the centre of Jacobs Well there is 1 supermarket, 2 cafes and 9 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.