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74.4 km from CBD
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True annual cost of living in Kedumba, NSW 2782

Living in a house in Kedumba costs about $9,286 a year: council rates, water and sewerage, commute and home insurance combined. Kedumba sits 74.4 kilometres from Sydney CBD. Unit costs come in at $9,236, as lower council rates more than offset the $1,800 body corporate levy. At 74.4km, the commute dominates running costs. Drivers pay $743 more per year than public transport users.

Last updated July 2026 · Wollondilly Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 81% of Wollondilly suburbs, about 14% below the regional average.
The commute is the biggest expense at $3,143, roughly 34% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,286
Driving · per year
$774/month
Lower cost
Unit annual cost
$9,236
Incl. body corporate
$770/month
House vs unit difference
−$50
Unit is cheaper per year
Annual cost breakdown
Council rates
Wollondilly rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$2,195
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 74.4km from CBD · 192 days
$3,143
Home insurance
Estimated · flood Low · fire High
$2,400
Total annual running cost
$9,286
($774/month)
↓ 14% below Wollondilly average
SuburbCost affordability score ●●●○○ 6.2/10 Average
Cheaper to run than 81% of Wollondilly suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Kedumba's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Kedumba with another suburb
Is it cheaper to drive or take public transport from Kedumba to the CBD?
Public transport saves Kedumba residents $743 per year. Annual commute cost by car is $3,143 versus $2,400 by public transport using the Opal network.
What are the council rates in Kedumba?
Kedumba falls under Wollondilly Council. The average residential rate for 2026-27 is $2,195 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,195 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kedumba?
Running a unit in Kedumba costs approximately $9,236 per year by car or $8,493 by public transport. This includes council rates of $2,195, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Wollondilly rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.