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31.6 km from CBD
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True annual cost of living in Kinchant Dam, QLD 4741

Living in a house in Kinchant Dam costs about $14,774 a year: council rates, water and sewerage, commute and home insurance combined. Kinchant Dam sits 31.6 kilometres from Brisbane CBD. Unit costs come in at $12,236, as lower council rates more than offset the $1,500 body corporate levy. At 31.6km, the commute dominates running costs. Drivers pay $6,268 more per year than public transport users.

Last updated July 2026 · Mackay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 15% more to run than the Mackay Regional Council average, cheaper than only 13% of suburbs in the region.
The commute is the biggest expense at $6,460, roughly 44% of the annual total.
Switching from driving to public transport saves $6,268 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$14,774
Driving · per year
$1,231/month
Lower cost
Unit annual cost
$12,236
Incl. body corporate
$1,020/month
House vs unit difference
−$2,538
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2026-27 · minimum rate
$1,466
Water & sewerage
Mackay Regional Council Water & Sewerage 2026-27
$2,048
Driving commute
ATO 88c/km · 31.6km from CBD · 192 days
$6,460
Home insurance
Estimated · flood Low · fire Low
$4,800
Total annual running cost
$14,774
($1,231/month)
↑ 15% above Mackay Regional Council average
SuburbCost affordability score ●●○○○ 4.6/10 Poor
Cheaper to run than 13% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Kinchant Dam's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Kinchant Dam with another suburb
Is it cheaper to drive or take public transport from Kinchant Dam to the CBD?
Public transport saves Kinchant Dam residents $6,268 per year. Annual commute cost by car is $6,460 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Kinchant Dam?
Kinchant Dam falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kinchant Dam?
Running a unit in Kinchant Dam costs approximately $12,236 per year by car or $5,968 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,500, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.