True annual cost of living in Kings Creek, QLD 4361
Living in a house in Kings Creek costs about $12,702 a year: council rates, water and sewerage, commute and home insurance combined. Kings Creek sits 37.9 kilometres from Toowoomba CBD. Unit costs come in at $12,682, as lower council rates more than offset the $1,600 body corporate levy. At 37.9km, the commute dominates running costs. Drivers pay $6,778 more per year than public transport users.
Toowoomba Regional Council 2026-27 · City Urban minimum, category not confirmed for this suburb
$1,444
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2026-27
$2,188
Driving commute
ATO 91c/km · 37.9km from Toowoomba CBD · 192 days
$6,970
Home insurance
Estimated · flood Low · fire Low
$2,100
Body corporate
Estimated
$1,600
Total annual running cost
$12,702
($1,059/month)
↑ 12% above Toowoomba Regional Council average
SuburbCost affordability score ●●○○○4.7/10 Poor
Cheaper to run than 15% of Toowoomba Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,274/yr
5,591 kWh
Unit
$1,870/yr
4,193 kWh
Estimated from AER residential benchmarks for Kings Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Kings Creek
within a 2 km walk
Nearest stop
Clifton, 3,572 m away, about a 45 minute walk. It is a train stop.
Nearest hospital
Clifton Co-Op Hospital, 3,523 m away, about a 44 minute walk.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Kings Creek to Toowoomba CBD?
Public transport saves Kings Creek residents $6,778 per year. Annual commute cost by car is $6,970 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Kings Creek?
Kings Creek falls under Toowoomba Regional Council. Toowoomba sets six residential categories and the minimum general rate runs from $1,083 to $1,444 depending on where the property is. The figure here is the City Urban minimum. Which category applies turns on Map 1 of the council’s rating maps, which is not published, so a property outside the Toowoomba city urban area may pay less than this. Properties on higher land value pay more than the minimum. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kings Creek?
Running a unit in Kings Creek costs approximately $12,682 per year by car or $5,904 by public transport. This includes council rates of $1,444, water and sewerage $2,188, estimated body corporate levy of $1,600, and contents insurance of $480. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Kings Creek close to public transport?
The nearest scheduled service to the centre of Kings Creek is Clifton, a train stop about 3,572 m away, about a 45 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Kings Creek?
The closest hospital to the centre of Kings Creek is Clifton Co-Op Hospital, about 3,523 m away, about a 44 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Kings Creek?
Within a 2 km walk of the centre of Kings Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Toowoomba Regional Council 2026-27. Water: Toowoomba Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.