Annual cost of living in Kooralgin, QLD 4402

Living in a house in Kooralgin costs about $8,764 a year: council rates, water and sewerage, commute and home insurance combined. Kooralgin sits 69.7 kilometres from Brisbane CBD. Unit costs come in at $8,544, as lower council rates more than offset the $1,400 body corporate levy. At 69.7km, the commute dominates running costs. Drivers pay $2,840 more per year than public transport users.

Last updated July 2026 · Toowoomba Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 88% of Toowoomba Regional Council suburbs, about 30% below the regional average.

The commute is the biggest expense at $3,032, roughly 35% of the annual total.

Switching from driving to public transport saves $2,840 a year, a significant saving at this distance.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

House annual cost

$8,764

Driving · per year

$730/month

Lower cost

Unit annual cost

$8,544

Incl. body corporate

$712/month

House vs unit difference

−$220

Unit is cheaper per year

Annual cost breakdown

Council rates

Toowoomba Regional Council 2026-27 · minimum rate

$1,444

Water & sewerage

Toowoomba Regional Council Water & Sewerage 2026-27

$2,188

Driving commute

ATO 88c/km · 69.7km from CBD · 192 days

$3,032

Home insurance

Estimated · flood Low · fire Low

$2,100

Total annual running cost

$8,764

($730/month)

↓ 30% below Toowoomba Regional Council average

SuburbCost affordability score ●●●●○ 8.3/10 Excellent

Cheaper to run than 88% of Toowoomba Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost typical 2-person household

House

$2,115/yr

5,591 kWh

Unit

$1,696/yr

4,193 kWh

Estimated from AER residential benchmarks for Kooralgin's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.

Compare Kooralgin with another suburb

Nearby: No nearby suburbs with data found

Is it cheaper to drive or take public transport from Kooralgin to the CBD?

Public transport saves Kooralgin residents $2,840 per year. Annual commute cost by car is $3,032 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Kooralgin?

Kooralgin falls under Toowoomba Regional Council. The minimum residential general rate for 2026-27 is $1,444 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,444 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Kooralgin?

Running a unit in Kooralgin costs approximately $8,544 per year by car or $5,704 by public transport. This includes council rates of $1,444, water and sewerage $2,188, estimated body corporate levy of $1,400, and contents insurance of $480. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:

Annual cost breakdown

10-year cost projection

School scores & catchments

Flood & fire risk ratings

Crime risk ratings

AI suburb recommendations

Up to 5 suburbs, side by side

Opening your report…

Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.

Data sources: Council rates: Toowoomba Regional Council 2026-27. Water: Toowoomba Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.

True annual cost of living in Kooralgin, QLD 4402

Compare up to five suburbs.