Living in a house in Lismore costs about $23,834 a year: council rates, water and sewerage, commute and home insurance combined. Lismore sits more than 100 kilometres from Sydney CBD. Unit costs come in at $23,174, as lower council rates more than offset the $1,500 body corporate levy. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.
Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated · flood High · fire Low
$2,800
Body corporate
Estimated
$1,500
Total annual running cost
$23,834
($1,986/month)
Near Lismore average
SuburbCost affordability score ●●○○○3.5/10 Poor
Cheaper to run than 40% of Lismore suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for Lismore's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Lismore
within a 2 km walk
Nearest stop
Lismore Transit Centre, 1,005 m away, about a 13 minute walk. It is a bus stop.
Nearest hospital
Lismore Base Hospital - Riverlands Drug and Alcohol Service, 748 m away, about a 9 minute walk.
Supermarkets
5
Cafes
11
Parks
20
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Lismore is more than 100 kilometres from Sydney CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.
What are the council rates in Lismore?
Lismore falls under Lismore Council. The average residential rate for 2026-27 is $1,534 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,534 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Lismore?
Running a unit in Lismore costs approximately $23,174 per year by car or $7,374 by public transport. This includes council rates of $1,534, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Lismore close to public transport?
The nearest scheduled service to the centre of Lismore is Lismore Transit Centre, a bus stop about 1,005 m away, about a 13 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Lismore?
The closest hospital to the centre of Lismore is Lismore Base Hospital - Riverlands Drug and Alcohol Service, about 748 m away, about a 9 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Lismore?
Within a 2 km walk of the centre of Lismore there are 5 supermarkets, 11 cafes and 20 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Lismore rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.