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Map of Lockyer Waters
17.2 km from Gatton CBD
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True annual cost of living in Lockyer Waters, QLD 4311

Living in a house in Lockyer Waters costs about $10,914 a year: council rates, water and sewerage, commute and home insurance combined. Lockyer Waters sits 17.2 kilometres from Gatton CBD. Unit costs come in at $10,054, as lower council rates more than offset the $1,400 body corporate levy. At 17.2km from Gatton CBD, transport mode shifts the annual total by $4,527. The gap widens as commute costs rise.

Last updated July 2026 · Lockyer Valley Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Lockyer Valley Regional Council average, cheaper than 51% of suburbs in the region.
The commute is the biggest expense at $4,719, roughly 43% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$10,914
Driving · per year
$910/month
Lower cost
Unit annual cost
$10,054
Incl. body corporate
$838/month
House vs unit difference
−$860
Unit is cheaper per year

Annual cost breakdown

Council rates
Lockyer Valley Regional Council 2026-27 · minimum rate
$1,395
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 91c/km · 17.2km from Gatton CBD · 192 days
$4,719
Home insurance
Estimated · flood Low · fire High
$2,900
Total annual running cost
$10,914
($910/month)
Near Lockyer Valley Regional Council average
SuburbCost affordability score ●●○○○ 4.2/10 Poor
Cheaper to run than 51% of Lockyer Valley Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Lockyer Waters's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Lockyer Waters

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Lockyer Waters

Is it cheaper to drive or take public transport from Lockyer Waters to Gatton CBD?

Public transport saves Lockyer Waters residents $4,527 per year. Annual commute cost by car is $4,719 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Lockyer Waters?

Lockyer Waters falls under Lockyer Valley Regional Council. The minimum residential general rate for 2026-27 is $1,395 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,395 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Lockyer Waters?

Running a unit in Lockyer Waters costs approximately $10,054 per year by car or $5,527 by public transport. This includes council rates of $1,395, water and sewerage $1,900, estimated body corporate levy of $1,400, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Lockyer Waters close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Lockyer Waters. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Lockyer Waters?

Within a 2 km walk of the centre of Lockyer Waters there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Lockyer Valley Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.