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82.8 km from CBD
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True annual cost of living in Lockyer Waters, QLD 4311

Living in a house in Lockyer Waters costs about $9,692 a year: council rates, water and sewerage, commute and home insurance combined. Lockyer Waters sits 82.8 kilometres from Brisbane CBD. Unit costs come in at $8,832, as lower council rates more than offset the $1,400 body corporate levy. At 82.8km, the commute dominates running costs. Drivers pay $3,305 more per year than public transport users.

Last updated July 2026 · Lockyer Valley Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 70% of Lockyer Valley Regional Council suburbs, about 7% below the regional average.
The commute is the biggest expense at $3,497, roughly 36% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,692
Driving · per year
$808/month
Lower cost
Unit annual cost
$8,832
Incl. body corporate
$736/month
House vs unit difference
−$860
Unit is cheaper per year
Annual cost breakdown
Council rates
Lockyer Valley Regional Council 2026-27 · minimum rate
$1,395
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 88c/km · 82.8km from CBD · 192 days
$3,497
Home insurance
Estimated · flood Low · fire High
$2,900
Total annual running cost
$9,692
($808/month)
↓ 7% below Lockyer Valley Regional Council average
SuburbCost affordability score ●●●○○ 5.2/10 Average
Cheaper to run than 70% of Lockyer Valley Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Lockyer Waters's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Lockyer Waters with another suburb
Is it cheaper to drive or take public transport from Lockyer Waters to the CBD?
Public transport saves Lockyer Waters residents $3,305 per year. Annual commute cost by car is $3,497 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Lockyer Waters?
Lockyer Waters falls under Lockyer Valley Regional Council. The minimum residential general rate for 2026-27 is $1,395 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,395 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Lockyer Waters?
Running a unit in Lockyer Waters costs approximately $8,832 per year by car or $5,527 by public transport. This includes council rates of $1,395, water and sewerage $1,900, estimated body corporate levy of $1,400, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Lockyer Valley Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.