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222.7 km from CBD
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True annual cost of living in Long Beach, NSW 2536

Living in a house in Long Beach costs about $23,685 a year: council rates, water and sewerage, commute and home insurance combined. Long Beach sits 222.7 kilometres from Sydney CBD. Unit costs come in at $22,495, as lower council rates more than offset the $1,500 body corporate levy. At 222.7km, the commute dominates running costs. Drivers pay $15,200 more per year than public transport users.

Last updated July 2026 · Eurobodalla Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Eurobodalla average, cheaper than 31% of suburbs in the region.
The commute is the biggest expense at $17,600, roughly 74% of the annual total.
Flood and bushfire risk are rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$23,685
Driving · per year
$1,974/month
Lower cost
Unit annual cost
$22,495
Incl. body corporate
$1,875/month
House vs unit difference
−$1,190
Unit is cheaper per year
Annual cost breakdown
Council rates
Eurobodalla rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,285
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 88c/km · 222.7km from CBD · 192 days
$17,600
Home insurance
Estimated · flood High · fire High
$3,500
Total annual running cost
$23,685
($1,974/month)
Near Eurobodalla average
SuburbCost affordability score ●●○○○ 3.1/10 Poor
Cheaper to run than 31% of Eurobodalla suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Long Beach's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Long Beach with another suburb
Is it cheaper to drive or take public transport from Long Beach to the CBD?
Public transport saves Long Beach residents $15,200 per year. Annual commute cost by car is $17,600 versus $2,400 by public transport using the Opal network.
What are the council rates in Long Beach?
Long Beach falls under Eurobodalla Council. The average residential rate for 2026-27 is $1,285 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,285 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Long Beach?
Running a unit in Long Beach costs approximately $22,495 per year by car or $7,295 by public transport. This includes council rates of $1,285, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $810. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Eurobodalla rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.