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Map of Maidstone
8.5 km from CBD
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True annual cost of living in Maidstone, VIC 3012

Living in a house in Maidstone costs about $8,043 a year: council rates, water and sewerage, commute and home insurance combined. Maidstone sits 8.5 kilometres from Melbourne CBD. Unit costs reach $9,093, with the $2,600 owners corporation levy accounting for the entire difference between the two. Switching from driving to public transport saves $436 per year at this distance.

Last updated November 2026 · Maribyrnong City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Maribyrnong City Council average, cheaper than 82% of suburbs in the region.
The commute is the biggest expense at $2,659, roughly 33% of the annual total.
Switching from driving to public transport saves $436 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,043
Driving · per year
$670/month
About $155 a week to run a house here, including estimates
Unit annual cost
$9,093
Incl. owners corporation
$758/month
About $175 a week to run a unit here, including estimates
House vs unit difference
+$1,050
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Maribyrnong rates
$2,035
Water & sewerage
Official, 2026-27 Greater Western Water (central)
$1,499
Driving commute
Modelled, 2026-27 ATO 91c/km · 8.5km from CBD · 192 days
$2,659
Home insurance
Estimated flood Low · fire Low
$1,850
Total annual running cost
$8,043
($670/month, $155/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).

Near Maribyrnong City Council average
SuburbCost affordability score ●●●●○ 8.7/10 Excellent
Cheaper to run than 82% of Maribyrnong City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$1,794/yr
4,840 kWh
Unit
$1,461/yr
3,630 kWh
Estimated from AER residential benchmarks for Maidstone's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Maidstone

within a 2 km walk
Nearest stop
Highpoint Shopping Centre, 1,514 m away, about a 19 minute walk. It is a bus stop.
Nearest hospital
Western Private Hospital, 1,572 m away, about a 20 minute walk.
Supermarkets
10
Cafes
12
Parks
70
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Maidstone with another suburb

Frequently asked questions about Maidstone

Is it cheaper to drive or take public transport from Maidstone to the CBD?

Public transport saves Maidstone residents $436 per year. Annual commute cost by car is $2,659 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.

What are the council rates in Maidstone?

Maidstone falls under Maribyrnong City Council. The average residential rate for 2026-27 is $2,035 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.

What does it cost to run a unit in Maidstone?

Running a unit in Maidstone costs approximately $9,093 per year by car or $8,657 by public transport. This includes council rates of $2,035, water and sewerage $1,499, estimated owners corporation levy of $2,600, and contents insurance of $300. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Maidstone close to public transport?

The nearest scheduled service to the centre of Maidstone is Highpoint Shopping Centre, a bus stop about 1,514 m away, about a 19 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Maidstone?

The closest hospital to the centre of Maidstone is Western Private Hospital, about 1,572 m away, about a 20 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Maidstone?

Within a 2 km walk of the centre of Maidstone there are 10 supermarkets, 12 cafes and 70 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Maribyrnong rates (2026-27 budget). Water: Greater Western Water (central) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.