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Map of Millthorpe
21.5 km from Orange CBD
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True annual cost of living in Millthorpe, NSW 2798

Living in a house in Millthorpe costs about $9,463 a year: council rates, water and sewerage, commute and home insurance combined. Millthorpe sits 21.5 kilometres from Orange CBD. Unit costs reach $9,953, with the $1,800 body corporate levy accounting for the entire difference between the two. At 21.5km from Orange CBD, transport mode shifts the annual total by $3,094. The gap widens as commute costs rise.

Last updated July 2026 · Blayney Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 89% of Blayney suburbs, about 14% below the regional average.
The commute is the biggest expense at $5,494, roughly 58% of the annual total.
Switching from driving to public transport saves $3,094 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$9,463
Driving · per year
$789/month
Unit annual cost
$9,953
Incl. body corporate
$829/month
House vs unit difference
+$490
Unit costs more per year

Annual cost breakdown

Council rates
Blayney rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$969
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 21.5km from Orange CBD · 192 days
$5,494
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$9,463
($789/month)
↓ 14% below Blayney average
SuburbCost affordability score ●●●●○ 8.9/10 Excellent
Cheaper to run than 89% of Blayney suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Millthorpe's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Millthorpe

within a 2 km walk
Nearest stop
Millthorpe, 2,266 m away, about a 28 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Millthorpe

Is it cheaper to drive or take public transport from Millthorpe to Orange CBD?

Public transport saves Millthorpe residents $3,094 per year. Annual commute cost by car is $5,494 versus $2,400 by public transport using the Opal network.

What are the council rates in Millthorpe?

Millthorpe falls under Blayney Council. The average residential rate for 2026-27 is $969 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $969 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Millthorpe?

Running a unit in Millthorpe costs approximately $9,953 per year by car or $6,859 by public transport. This includes council rates of $969, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Millthorpe close to public transport?

The nearest scheduled service to the centre of Millthorpe is Millthorpe, a train stop about 2,266 m away, about a 28 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Millthorpe?

Within a 2 km walk of the centre of Millthorpe there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Blayney rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.