Millwood sits 89.7 kilometres from Brisbane CBD. Annual running costs for a house total $13,086, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $12,876, as lower council rates more than offset the $1,400 body corporate levy. At 89.7km, the commute dominates running costs. Drivers pay $7,386 more per year than public transport users.
Annual cost — house
$13,086
Driving · per year
$1,091/month
Lower cost
Annual cost — unit
$12,876
Incl. body corporate
$1,073/month
House vs unit difference
−$210
Unit is cheaper per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 89.7km from CBD · 192 days
$7,578
Home insurance
Estimated — flood Low, fire Low
$2,100
Body corporate
Estimated
$1,400
Total annual running cost
$13,086
($1,091/month)
↑ 43% above Toowoomba Regional Council average
SuburbCost affordability score ●●○○○3.9/10
Compare Millwood with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Millwood to the CBD?
Public transport saves Millwood residents $7,386 per year. Annual commute cost by car is $7,578 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Millwood?
Millwood falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Millwood?
Running a unit in Millwood costs approximately $12,876 per year by car or $5,490 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $1,400, and contents insurance of $490. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.