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Map of Mitchell
2.0 km from Bathurst CBD
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True annual cost of living in Mitchell, NSW 2795

Living in a house in Mitchell costs about $4,872 a year: council rates, water and sewerage, commute and home insurance combined. Mitchell sits 2.0 kilometres from Bathurst CBD. Unit costs reach $5,512, with the $1,800 body corporate levy accounting for the entire difference between the two. The commute is costed by car to Bathurst, at $681 a year, because no daily public transport commute is assumed here.

Last updated July 2026 · Bathurst Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 100% of Bathurst Regional suburbs, about 49% below the regional average.
Home insurance is the biggest expense at $1,550, roughly 32% of the annual total.
The nearest state school scores 4.4/10 (ACARA ICSEA), below average for New South Wales.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$4,872
Driving · per year
$406/month
About $94 a week to run a house here, including estimates
Unit annual cost
$5,512
Incl. body corporate
$459/month
About $106 a week to run a unit here, including estimates
House vs unit difference
+$640
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Bathurst Regional rates
$1,341
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 2.0km from Bathurst CBD · 192 days
$681
Home insurance
Estimated flood Low · fire Low
$1,550
Total annual running cost
$4,872
($406/month, $94/week)

Excludes electricity, estimated separately below.

↓ 49% below Bathurst Regional average
SuburbCost affordability score ●●●●○ 8.9/10 Excellent
Cheaper to run than 100% of Bathurst Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Mitchell's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Mitchell

within a 2 km walk
Nearest stop
Bathurst, 2,274 m away, about a 28 minute walk. It is a train stop.
Nearest hospital
Unnamed, 1,406 m away, about an 18 minute walk.
Supermarkets
0
Cafes
3
Parks
12
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Mitchell

Is it cheaper to drive or take public transport from Mitchell to Bathurst CBD?

Public transport options are limited in Mitchell; driving is the practical commute at $681 per year.

What are the council rates in Mitchell?

Mitchell falls under Bathurst Regional Council. The average residential rate for 2026-27 is $1,341 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,341 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Mitchell?

Running a unit in Mitchell costs approximately $5,512 per year by car or $5,512 by public transport. This includes council rates of $1,341, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Mitchell close to public transport?

The nearest scheduled service to the centre of Mitchell is Bathurst, a train stop about 2,274 m away, about a 28 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Mitchell?

The closest hospital to the centre of Mitchell is Unnamed, about 1,406 m away, about an 18 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Mitchell?

Within a 2 km walk of the centre of Mitchell there are 0 supermarkets, 3 cafes and 12 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Bathurst Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.