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7.9 km from CBD
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True annual cost of living in Mons, QLD 4556

Living in a house in Mons costs about $9,271 a year: council rates, water and sewerage, commute and home insurance combined. Mons sits 7.9 kilometres from Brisbane CBD. Unit costs come in at $9,201, as lower council rates more than offset the $2,200 body corporate levy. Switching from driving to public transport saves $2,214 per year at this distance.

Last updated July 2026 · Sunshine Coast Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 84% of Sunshine Coast Council suburbs, about 15% below the regional average.
Home insurance is the biggest expense at $3,000, roughly 32% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,271
Driving · per year
$773/month
Lower cost
Unit annual cost
$9,201
Incl. body corporate
$767/month
House vs unit difference
−$70
Unit is cheaper per year
Annual cost breakdown
Council rates
Sunshine Coast Council 2026-27 · minimum rate
$1,771
Water & sewerage
Unitywater (Sunshine Coast/Noosa) 2026-27
$2,094
Driving commute
ATO 88c/km · 7.9km from CBD · 192 days
$2,406
Home insurance
Estimated · flood Low · fire High
$3,000
Total annual running cost
$9,271
($773/month)
↓ 15% below Sunshine Coast Council average
SuburbCost affordability score ●●●○○ 6.6/10 Good
Cheaper to run than 84% of Sunshine Coast Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mons's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mons with another suburb
Is it cheaper to drive or take public transport from Mons to the CBD?
Public transport saves Mons residents $2,214 per year. Annual commute cost by car is $2,406 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mons?
Mons falls under Sunshine Coast Council. The minimum residential general rate for 2026-27 is $1,771 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,771 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mons?
Running a unit in Mons costs approximately $9,201 per year by car or $6,987 by public transport. This includes council rates of $1,771, water and sewerage $2,094, estimated body corporate levy of $2,200, and contents insurance of $730. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Sunshine Coast Council 2026-27. Water: Unitywater (Sunshine Coast/Noosa) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.