True annual cost of living in Moonee Ponds, VIC 3039
Living in a house in Moonee Ponds costs about $7,534 a year: council rates, water and sewerage, commute and home insurance combined. Moonee Ponds sits 6.6 kilometres from Melbourne CBD. Unit costs reach $8,584, with the $2,600 owners corporation levy accounting for the entire difference between the two. Switching from driving to public transport saves $114 per year at this distance.
About $145 a week to run a house here, including estimates
Unit annual cost
$8,584
Incl. owners corporation
$715/month
About $165 a week to run a unit here, including estimates
House vs unit difference
+$1,050
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Moonee Valley rates
$2,076
Water & sewerage
Official, 2026-27 Greater Western Water (central)
$1,499
Driving commute
Modelled, 2026-27 ATO 91c/km · 6.6km from CBD · 192 days
$2,109
Home insurance
Estimated flood Low · fire Low
$1,850
Owners corporation
Estimated
$2,600
Total annual running cost
$7,534
($628/month, $145/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
Cheaper to run than 87% of Moonee Valley City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$1,794/yr
4,840 kWh
Unit
$1,461/yr
3,630 kWh
Estimated from AER residential benchmarks for Moonee Ponds's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Moonee Ponds
within a 2 km walk
Nearest stop
Moonee Ponds, 88 m away, about a minute on foot. It is a train stop.
Nearest hospital
North West Day Hospital, 1,138 m away, about a 14 minute walk.
Supermarkets
10
Cafes
33
Parks
55
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Moonee Ponds to the CBD?
Driving saves Moonee Ponds residents $114 per year. Annual commute cost by car is $2,109 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in Moonee Ponds?
Moonee Ponds falls under Moonee Valley City Council. The average residential rate for 2026-27 is $2,076 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Moonee Ponds?
Running a unit in Moonee Ponds costs approximately $8,584 per year by car or $8,698 by public transport. This includes council rates of $2,076, water and sewerage $1,499, estimated owners corporation levy of $2,600, and contents insurance of $300. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Moonee Ponds close to public transport?
The nearest scheduled service to the centre of Moonee Ponds is Moonee Ponds, a train stop about 88 m away, about a minute on foot. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Moonee Ponds?
The closest hospital to the centre of Moonee Ponds is North West Day Hospital, about 1,138 m away, about a 14 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Moonee Ponds?
Within a 2 km walk of the centre of Moonee Ponds there are 10 supermarkets, 33 cafes and 55 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.
Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Moonee Valley rates (2026-27 budget). Water: Greater Western Water (central) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.