Living in a house in Moss Vale costs about $12,221 a year: council rates, water and sewerage, commute and home insurance combined. Moss Vale sits 46.9 kilometres from Wollongong CBD. Unit costs reach $12,481, with the $1,800 body corporate levy accounting for the entire difference between the two. At 46.9km, the commute dominates running costs. Drivers pay $4,381 more per year than public transport users.
ATO 91c/km · 46.9km from Wollongong CBD · 192 days
$6,781
Home insurance
Estimated · flood Low · fire Medium
$2,000
Body corporate
Estimated
$1,800
Total annual running cost
$12,221
($1,018/month)
↓ 21% below Wingecarribee average
SuburbCost affordability score ●●●○○5.6/10 Average
Cheaper to run than 53% of Wingecarribee suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Moss Vale's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Moss Vale
within a 2 km walk
Nearest stop
Moss Vale, 3,047 m away, about a 38 minute walk. It is a train stop.
Nearest hospital
Bowral and District Hospital, 5,662 m away, about a 71 minute walk.
Supermarkets
0
Cafes
0
Parks
8
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Moss Vale to Wollongong CBD?
Public transport saves Moss Vale residents $4,381 per year. Annual commute cost by car is $6,781 versus $2,400 by public transport using the Opal network.
What are the council rates in Moss Vale?
Moss Vale falls under Wingecarribee Council. The average residential rate for 2026-27 is $2,140 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,140 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Moss Vale?
Running a unit in Moss Vale costs approximately $12,481 per year by car or $8,100 by public transport. This includes council rates of $2,140, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Moss Vale close to public transport?
The nearest scheduled service to the centre of Moss Vale is Moss Vale, a train stop about 3,047 m away, about a 38 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Moss Vale?
The closest hospital to the centre of Moss Vale is Bowral and District Hospital, about 5,662 m away, about a 71 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Moss Vale?
Within a 2 km walk of the centre of Moss Vale there are 0 supermarkets, 0 cafes and 8 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Wingecarribee rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.