True annual cost of living in Mount Elliot, QLD 4816
Living in a house in Mount Elliot costs about $14,901 a year: council rates, water and sewerage, commute and home insurance combined. Mount Elliot sits 31.3 kilometres from Townsville CBD. Unit costs come in at $12,381, as lower council rates more than offset the $1,600 body corporate levy. At 31.3km, the commute dominates running costs. Drivers pay $6,467 more per year than public transport users.
ATO 91c/km · 31.3km from Townsville CBD · 192 days
$6,659
Home insurance
Estimated · flood Low · fire Low
$4,800
Body corporate
Estimated
$1,600
Total annual running cost
$14,901
($1,242/month)
↑ 13% above Townsville City Council average
SuburbCost affordability score ●●○○○4.5/10 Poor
Cheaper to run than 13% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Mount Elliot's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Mount Elliot
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Mount Elliot with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Mount Elliot
Is it cheaper to drive or take public transport from Mount Elliot to Townsville CBD?
Public transport saves Mount Elliot residents $6,467 per year. Annual commute cost by car is $6,659 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Elliot?
Mount Elliot falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Elliot?
Running a unit in Mount Elliot costs approximately $12,381 per year by car or $5,914 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $1,600, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Mount Elliot close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Mount Elliot. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Mount Elliot?
Within a 2 km walk of the centre of Mount Elliot there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.