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66.3 km from CBD
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True annual cost of living in Mount Pleasant, NSW 2519

Living in a house in Mount Pleasant costs about $9,335 a year: council rates, water and sewerage, commute and home insurance combined. Mount Pleasant sits 66.3 kilometres from Sydney CBD. Unit costs reach $9,595, with the $1,800 body corporate levy accounting for the entire difference between the two. At 66.3km, the commute dominates running costs. Drivers pay $1,568 more per year than public transport users.

Last updated July 2026 · Wollongong Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 68% of Wollongong suburbs, about 10% below the regional average.
The commute is the biggest expense at $3,968, roughly 43% of the annual total.
Switching from driving to public transport saves $1,568 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$9,335
Driving · per year
$778/month
Unit annual cost
$9,595
Incl. body corporate
$800/month
House vs unit difference
+$260
Unit costs more per year

Annual cost breakdown

Council rates
Wollongong rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,819
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 66.3km from CBD · 192 days
$3,968
Home insurance
Estimated · flood Low · fire Medium
$2,000
Total annual running cost
$9,335
($778/month)
↓ 10% below Wollongong average
SuburbCost affordability score ●●●●○ 7.0/10 Good
Cheaper to run than 68% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Mount Pleasant's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Mount Pleasant

within a 2 km walk
Nearest stop
Fairy Meadow, 2,370 m away, about a 30 minute walk. It is a train stop.
Nearest hospital
Wollongong Hospital, 3,450 m away, about a 43 minute walk.
Supermarkets
0
Cafes
5
Parks
30
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Mount Pleasant

Is it cheaper to drive or take public transport from Mount Pleasant to the CBD?

Public transport saves Mount Pleasant residents $1,568 per year. Annual commute cost by car is $3,968 versus $2,400 by public transport using the Opal network.

What are the council rates in Mount Pleasant?

Mount Pleasant falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Mount Pleasant?

Running a unit in Mount Pleasant costs approximately $9,595 per year by car or $8,027 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Mount Pleasant close to public transport?

The nearest scheduled service to the centre of Mount Pleasant is Fairy Meadow, a train stop about 2,370 m away, about a 30 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Mount Pleasant?

The closest hospital to the centre of Mount Pleasant is Wollongong Hospital, about 3,450 m away, about a 43 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Mount Pleasant?

Within a 2 km walk of the centre of Mount Pleasant there are 0 supermarkets, 5 cafes and 30 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.