True annual cost of living in Mount Rascal, QLD 4350
Living in a house in Mount Rascal costs about $8,000 a year: council rates, water and sewerage, commute and home insurance combined. Mount Rascal sits 9.1 kilometres from Toowoomba CBD. Unit costs reach $8,710, with the $1,800 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $2,626 per year at this distance.
About $154 a week to run a house here, including estimates
Unit annual cost
$8,710
Incl. body corporate
$726/month
About $168 a week to run a unit here, including estimates
House vs unit difference
+$710
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Toowoomba Regional Council · City Urban minimum, category not confirmed for this suburb
$1,444
Water & sewerage
Official, 2026-27 Toowoomba Regional Council Water & Sewerage
$2,188
Driving commute
Modelled, 2026-27 ATO 91c/km · 9.1km from Toowoomba CBD · 192 days
$2,818
Home insurance
Estimated flood Low · fire Low
$1,550
Body corporate
Estimated
$1,800
Total annual running cost
$8,000
($667/month, $154/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).
Cheaper to run than 88% of Toowoomba Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,274/yr
5,591 kWh
Unit
$1,870/yr
4,193 kWh
Estimated from AER residential benchmarks for Mount Rascal's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Mount Rascal
within a 2 km walk
Nearest stop
DownsSteam Drayton Station, 4,722 m away, about a 59 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Mount Rascal to Toowoomba CBD?
Public transport saves Mount Rascal residents $2,626 per year. Annual commute cost by car is $2,818 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Rascal?
Mount Rascal falls under Toowoomba Regional Council. Toowoomba sets six residential categories and the minimum general rate runs from $1,083 to $1,444 depending on where the property is. The figure here is the City Urban minimum. Which category applies turns on Map 1 of the council’s rating maps, which is not published, so a property outside the Toowoomba city urban area may pay less than this. Properties on higher land value pay more than the minimum. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Rascal?
Running a unit in Mount Rascal costs approximately $8,710 per year by car or $6,084 by public transport. This includes council rates of $1,444, water and sewerage $2,188, estimated body corporate levy of $1,800, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Mount Rascal close to public transport?
The nearest scheduled service to the centre of Mount Rascal is DownsSteam Drayton Station, a train stop about 4,722 m away, about a 59 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Mount Rascal?
Within a 2 km walk of the centre of Mount Rascal there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.
Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Toowoomba Regional Council 2026-27. Water: Toowoomba Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.