True annual cost of living in Mount Stuart, QLD 4811
Living in a house in Mount Stuart costs about $11,055 a year: council rates, water and sewerage, commute and home insurance combined. Mount Stuart sits 13.9 kilometres from Townsville CBD. Unit costs come in at $10,055, as lower council rates more than offset the $2,000 body corporate levy. Switching from driving to public transport saves $3,821 per year at this distance.
About $213 a week to run a house here, including estimates
Lower cost
Unit annual cost
$10,055
Incl. body corporate
$838/month
About $193 a week to run a unit here, including estimates
House vs unit difference
−$1,000
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Townsville City Council
$1,343
Water & sewerage
Official, 2026-27 Townsville City Council Water & Sewerage
$2,099
Driving commute
Modelled, 2026-27 ATO 91c/km · 13.9km from Townsville CBD · 192 days
$4,013
Home insurance
Estimated flood Low · fire Low
$3,600
Body corporate
Estimated
$2,000
Total annual running cost
$11,055
($921/month, $213/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).
↓ 11% below Townsville City Council average
SuburbCost affordability score ●●●○○5.7/10 Average
Cheaper to run than 51% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Mount Stuart's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Mount Stuart
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Mount Stuart with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Mount Stuart
Is it cheaper to drive or take public transport from Mount Stuart to Townsville CBD?
Public transport saves Mount Stuart residents $3,821 per year. Annual commute cost by car is $4,013 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Stuart?
Mount Stuart falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Stuart?
Running a unit in Mount Stuart costs approximately $10,055 per year by car or $6,234 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $2,000, and contents insurance of $600. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Mount Stuart close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Mount Stuart. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Mount Stuart?
Within a 2 km walk of the centre of Mount Stuart there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.