True annual cost of living in Mutdapilly, QLD 4307
Mutdapilly sits 47.7 kilometres from Brisbane CBD. Annual running costs for a house total $19,837, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $19,247, as lower council rates more than offset the $1,800 body corporate levy. At 47.7km, the commute dominates running costs. Drivers pay $13,008 more per year than public transport users.
Annual cost — house
$19,837
Driving · per year
$1,653/month
Lower cost
Annual cost — unit
$19,247
Incl. body corporate
$1,604/month
House vs unit difference
−$590
Unit is cheaper per year
Annual cost breakdown
Council rates
Ipswich City Council 2025-26
$1,713
Water & sewerage
Queensland Urban Utilities 2025-26
$1,824
Commute — driving
ATO 88c/km · 47.7km from CBD · 192 days
$13,200
Home insurance
Estimated — flood Low, fire High
$3,100
Body corporate
Estimated
$1,800
Total annual running cost
$19,837
($1,653/month)
Near Ipswich City Council average
SuburbCost affordability score ●●○○○3.5/10
Compare Mutdapilly with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Mutdapilly to the CBD?
Public transport saves Mutdapilly residents $13,008 per year. Annual commute cost by car is $13,200 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mutdapilly?
Mutdapilly falls under Ipswich City Council. The residential general rate for 2025–26 is $1,713 per year for an owner-occupied house. Unit owners in strata schemes pay $1,713 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mutdapilly?
Running a unit in Mutdapilly costs approximately $19,247 per year by car or $6,239 by public transport. This includes council rates of $1,713, water and sewerage $1,824, estimated body corporate levy of $1,800, and contents insurance of $710. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Ipswich City Council 2025-26. Water: Queensland Urban Utilities 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.