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47.7 km from CBD
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True annual cost of living in Mutdapilly, QLD 4307

Living in a house in Mutdapilly costs about $12,884 a year: council rates, water and sewerage, commute and home insurance combined. Mutdapilly sits 47.7 kilometres from Brisbane CBD. Unit costs come in at $12,294, as lower council rates more than offset the $1,800 body corporate levy. At 47.7km, the commute dominates running costs. Drivers pay $6,316 more per year than public transport users.

Last updated July 2026 · Scenic Rim Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Scenic Rim Regional Council average, cheaper than 43% of suburbs in the region.
The commute is the biggest expense at $6,508, roughly 51% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,884
Driving · per year
$1,074/month
Lower cost
Unit annual cost
$12,294
Incl. body corporate
$1,025/month
House vs unit difference
−$590
Unit is cheaper per year
Annual cost breakdown
Council rates
Scenic Rim Regional Council 2026-27 · minimum rate
$1,376
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 88c/km · 47.7km from CBD · 192 days
$6,508
Home insurance
Estimated · flood Low · fire High
$3,100
Total annual running cost
$12,884
($1,074/month)
Near Scenic Rim Regional Council average
SuburbCost affordability score ●●○○○ 4.2/10 Poor
Cheaper to run than 43% of Scenic Rim Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mutdapilly's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mutdapilly with another suburb
Is it cheaper to drive or take public transport from Mutdapilly to the CBD?
Public transport saves Mutdapilly residents $6,316 per year. Annual commute cost by car is $6,508 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mutdapilly?
Mutdapilly falls under Scenic Rim Regional Council. The minimum residential general rate for 2026-27 is $1,376 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,376 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mutdapilly?
Running a unit in Mutdapilly costs approximately $12,294 per year by car or $5,978 by public transport. This includes council rates of $1,376, water and sewerage $1,900, estimated body corporate levy of $1,800, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Scenic Rim Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.