Living in a house in Nelly Bay costs about $11,732 a year: council rates, water and sewerage, commute and home insurance combined. Nelly Bay sits 11.7 kilometres from Townsville CBD. Unit costs come in at $10,252, as lower council rates more than offset the $2,600 body corporate levy. Switching from driving to public transport saves $3,298 per year at this distance.
ATO 91c/km · 11.7km from Townsville CBD · 192 days
$3,490
Home insurance
Estimated · flood Low · fire Low
$4,800
Body corporate
Estimated
$2,600
Total annual running cost
$11,732
($978/month)
↓ 11% below Townsville City Council average
SuburbCost affordability score ●●●●○7.2/10 Good
Cheaper to run than 57% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Nelly Bay's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Nelly Bay
within a 2 km walk
Nearest stop
Car Ferry Ramp - Townsville, 1,086 m away, about a 14 minute walk. It is a ferry stop.
Supermarkets
2
Cafes
8
Parks
2
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Nelly Bay to Townsville CBD?
Public transport saves Nelly Bay residents $3,298 per year. Annual commute cost by car is $3,490 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Nelly Bay?
Nelly Bay falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Nelly Bay?
Running a unit in Nelly Bay costs approximately $10,252 per year by car or $6,954 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $2,600, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Nelly Bay close to public transport?
The nearest scheduled service to the centre of Nelly Bay is Car Ferry Ramp - Townsville, a ferry stop about 1,086 m away, about a 14 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Nelly Bay?
Within a 2 km walk of the centre of Nelly Bay there are 2 supermarkets, 8 cafes and 2 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.