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107.2 km from CBD
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True annual cost of living in New Berrima, NSW 2577

Living in a house in New Berrima costs about $22,740 a year: council rates, water and sewerage, commute and home insurance combined. New Berrima sits 107.2 kilometres from Sydney CBD. Unit costs reach $23,230, with the $1,800 body corporate levy accounting for the entire difference between the two. At 107.2km, the commute dominates running costs. Drivers pay $15,200 more per year than public transport users.

Last updated July 2026 · Wingecarribee Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 31% more to run than the Wingecarribee average, cheaper than only 57% of suburbs in the region.
The commute is the biggest expense at $17,600, roughly 77% of the annual total.
Switching from driving to public transport saves $15,200 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$22,740
Driving · per year
$1,895/month
Unit annual cost
$23,230
Incl. body corporate
$1,936/month
House vs unit difference
+$490
Unit costs more per year
Annual cost breakdown
Council rates
Wingecarribee rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$2,140
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 88c/km · 107.2km from CBD · 192 days
$17,600
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$22,740
($1,895/month)
↑ 31% above Wingecarribee average
SuburbCost affordability score ●●●●○ 7.2/10 Good
Cheaper to run than 57% of Wingecarribee suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for New Berrima's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare New Berrima with another suburb
Is it cheaper to drive or take public transport from New Berrima to the CBD?
Public transport saves New Berrima residents $15,200 per year. Annual commute cost by car is $17,600 versus $2,400 by public transport using the Opal network.
What are the council rates in New Berrima?
New Berrima falls under Wingecarribee Council. The average residential rate for 2026-27 is $2,140 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,140 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in New Berrima?
Running a unit in New Berrima costs approximately $23,230 per year by car or $8,030 by public transport. This includes council rates of $2,140, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Wingecarribee rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.